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Texas Real Estate Law - SAE Champions School Of Real Estate Practice Exam with Answers (81 Solved Questions)

Improve your exam strategy with Texas Real Estate Law - SAE Champions School Of Real Estate Practice Exam with Answers, packed with real past papers.

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Texas Real Estate Law - SAE Champions School Of Real Estate1.CERCLA LiabilityRulesHazardous Substance Liability1. Owner 2. Prop Manager 3. Cleaner of the Facility2.Fair Credit Re-porting ActA federal law that established procedures that con-sumer-reporting agencies must follow in order to ensurethat records are confidential, accurate, relevant and prop-erly used.3.Truth in LendingActAn act which requires lenders to inform borrowers of alldirect, indirect and true costs of credit.4.Equal Credit Op-portunity Act(ECOA)The federal law that prohibits discrimination in the exten-sion of credit because of race, color, religion, nationalorigin, sex, age, or marital status.5.CERCLAComprehensive Environmental Response, Compensa-tion, and Liability Act6.Title TheoryLegal concept that vests title to mortgaged property in themortgagee (lender) or a third party.7.Lien TheorySome states interpret a mortgage as being purely a lienon real property. The mortgagee thus has no right of pos-session but must foreclose the lien and sell the property ifthe mortgagor defaults. (Texas is a Lien Theory State)8.ExtraterritorialJurisdictionUnincorporated land area beyond the geopolitical bound-aries of a city over which the city exercises limited platreview of development.9.Intermediary Re-lationshipsBroker reps both the buyer and seller Broker remainsneutral and avoids negotiating. The broker must first getwritten consent of both parties10.Sources of Lawstatutory law- state and federal law. In the Area of realestate State law has been the controlling law as theuniqueness and backgrounds in each state.11.zoning statutes indirect municipal power use1 / 9

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